Get Help! Assistance Programs Available.
PERSONAL ASSISTANCE:
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The New Jersey Housing and Mortgage Finance Agency has counseling help available for homeowners and renters who are concerned about foreclosure or eviction. The number to call is 1-800-NJ-HOUSE. Learn more online at https://www.nj.gov/dca/hmfa/foreclosure/index.shtml
- Treasury, IRS launch new tool to help non-filers register for Economic Impact Payments: Visit https://www.irs.gov/coronavirus/non-filers-enter-payment-info-here
- If you need assistance with food, paying housing bills, or other essential services, go to https://www.nj211.org
- NJHelps – This site will help to see if you are eligible for food assistance (SNAP), cash assistance (WFNJ/TANF or WFNJ/GA), and health Insurance (NJ FamilyCare/Medicaid). From there you can apply for services or learn about additional resources. https://www.njhelps.org
- List of Food Banks in your area. Use this link to search by zip code: https://foodbanksj.org/zip-code-locator/
- Camden County Meal Program. If you or a senior you know needs meal assistance, please call 856-374-MEAL or 856-858-3220 to make arrangements. https://www.camdencounty.com/service/senior-disabled-services/
- Did you lose your job or have your hours reduced as a result of COVID-19? Visit the COVID-19 Jobs Portal: https://jobs.covid19.nj.gov/
- New Jersey WIC is a public health nutrition program that provides education, nutritious food and improved access to health care and social services for low or moderate-income pregnant women, new mothers and children younger than five years of age. For more info please go to: https://www.nj.gov/health/fhs/wic/
BUSINESS ASSISTANCE:
Small Business Emergency Assistance Grant Program:
In response to the economic challenges being faced by New Jersey Small and Medium sized businesses and non-profits (collectively “SMEs”), the New Jersey Economic Development Authority (NJEDA) has created the Small Business Emergency Assistance Grant Program. The NJEDA grant program opened last Friday, 4/3 and the deadline is 4/10. This grant program has $5 million available for NJ based small businesses.
Click here for more program information & to complete the online application.
Download the NJEDA Grant Program form here
Small Business Emergency Assistance Loan Program:
In response to the economic challenges being faced by New Jersey small businesses due to the COVID-19 outbreak, the New Jersey Economic Development Authority (NJEDA) has created the Small Business Emergency Assistance Loan Program. The $10 million program will make direct low-cost financing available to allow New Jersey small businesses and non-profits to cover operating expenses and ensure continuity of operations during the outbreak.
Download the NJEDA Loan Program form here
The Coronavirus Aid, Relief, and Economic Security (CARES) Act, which was passed by Congress last week, establishes a new $349 billion Paycheck Protection Program. The Program will provide much-needed relief to millions of small businesses so they can sustain their businesses and keep their workers employed.
SBA Payment Protection Loans
Under this program, SBA will forgive loans if all employees are kept on the payroll and the money is used for payroll, rent, mortgage interest, or utilities.Today, New Jersey lenders will start to accept applications for SBA Paycheck Protection Loans, which are loans designed to provide a direct incentive for small businesses to keep their workers on the payroll.
Small business owners can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. To locate your local lender and begin the application process, click here. To access the live application, click here
Resources for Small Business Owners
Small Business Administration:
To apply for the federal loan and grant programs above, or to get a list of approved private lenders please contact:
- www.sba.gov/coronavirus
- SBA Debt Relief
- SBA Express Bridge Loans
- Economic Injury Disaster Loan Emergency Advance
- Call: Disaster Assistance Customer Service Center: 1-800-659-2955
- SBA NJ District Office: 973-645-2434
- Email: disastercustomerservice@sba.gov
U.S. House of Representatives Committee on Small Business:
U.S. Chamber of Commerce:
- Guide to the SBA’s Economic Injury Disaster Loans
- Guide to the Employee Retention Tax Credit for COVID-19 Impacted Employees
- Coronavirus Emergency Loans: Small Business Guide and Checklist
- Additional information on resources and assistance is available here.
U.S. Department of the Treasury:
